Texas P&C Practice Test 2026 — Free Texas P&C Exam Prep Questions
Candidates for the Texas General Lines Property and Casualty agent license take this Pearson VUE exam. It has a general section on policies, terms and provisions and a state section on Texas insurance law. Our practice set follows the TDI content outline, covering homeowners, commercial property, liability, auto, bonds and workers' compensation, plus Texas rules such as licensing, TWIA, PIP and minimum auto limits.
Upshaw Fabrication, a private Texas employer, decides not to obtain workers' compensation coverage. Which statement about Upshaw's position is accurate?
Texas P&C format, scoring & key facts
Computer-based at Pearson VUE test centers (including select on-base military test centers), with an untimed tutorial before the exam. A Spanish version is available and candidates can switch between Spanish and English during the exam. Candidates may bring a silent, hand-held, nonprinting calculator without an alphabetic keypad; financial calculators are not permitted and none is provided.
| Exam code | InsTC-PC06 (English), InsTC-PC26 (Spanish) |
|---|---|
| Questions | 145: 110 general (100 scored + 10 pretest) and 35 Texas (30 scored + 5 pretest) |
| Time | 150 minutes |
| Passing score | Scaled 70, combined across both parts |
| Content outline | Texas Insurance Content Outlines effective September 1, 2026 |
| Calculator | Bring your own silent, hand-held, nonprinting calculator without an alphabetic keypad; financial calculators not allowed |
| Fee | $49 per attempt |
| Eligibility | At least 18 with a valid Social Security number; fingerprints through IdentoGO by IDEMIA |
| Retakes | Can reschedule within one day; no limit on attempts |
| Continuing education | Most licenses need 24 CE hours every two years, including 3 hours of ethics |
Facts last verified Oct 26, 2026. Source: www.pearsonvue.com/us/en/tx/insurance.html. Always confirm details with TDI before your exam.
When can you take the Texas P&C?
Reserve online or by phone with Pearson VUE at least 24 hours in advance; walk-ins are not available. Change or cancel at least 48 hours before the exam to keep the fee.
Plan backwards from your exam date
What the Texas P&C covers
Every PrepBanq Texas P&C test mirrors the official domain weights.
Domain distribution
% of the exam| Content domain | Weight | ≈ Questions on exam | Our practice questions |
|---|---|---|---|
I. Types of Policies22 scored items: homeowners, dwelling, commercial property, BOP, builders risk, cyber first-party, inland marine, NFIP and other property policies. | 16.9% | ~22 | 25 questions → |
II. Insurance Terms and Related Concepts15 scored items: property terms such as insurable interest, hazards, loss valuation, coinsurance and liability concepts. | 11.6% | ~15 | 17 questions → |
III. Policy Provisions and Contract Law13 scored items: property policy provisions, contract law, FCRA, privacy and TRIA. | 10% | ~13 | 15 questions → |
IV. Types of Policies, Bonds, and Related Terms23 scored items: CGL, personal and business auto, workers compensation and employers liability, crime, bonds, professional liability, umbrella and BOP. | 17.7% | ~23 | 27 questions → |
V. Insurance Terms and Related Concepts15 scored items: casualty terms such as negligence, damages, binders, deposit premium/audit and certificates of insurance. | 11.5% | ~15 | 17 questions → |
VI. Policy Provisions12 scored items: casualty policy provisions, cancellation and nonrenewal, supplementary payments and consent to settle. | 9.2% | ~12 | 14 questions → |
Texas Statutes and Rules Common to Property and Casualty Insurance18 scored items: Commissioner of Insurance, insurance definitions, licensing requirements, marketing practices and agent duties. | 13.9% | ~18 | 21 questions → |
Texas Statutes and Rules Pertinent to Property and Casualty Insurance12 scored items: surplus lines, rates and forms, homeowners (FAIR Plan, TWIA), automobile, workers' compensation, the guaranty association and the medical liability JUA. | 9.2% | ~12 | 14 questions → |
How to register for the Texas P&C
Retake policy
A candidate who fails can schedule a new exam within one day; there is no limit on attempts. Each attempt requires a new exam fee.
Score release
Candidates leave the test center with their official score report in hand.
Credential renewal
Apply for the license through Sircon within 12 months of passing, or the exam must be retaken. Licenses are typically valid for two years.
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Texas P&C FAQ
How many questions are on the Texas P&C?
The Texas P&C has 145 questions (130 of them scored) and you have 2 hours 30 minutes to finish. Question types: Multiple choice. General Knowledge part: 100 scored + 10 pretest questions on property and casualty product knowledge, terms and concepts. Texas State Specific part: 30 scored + 5 pretest questions on Texas insurance laws and rules. Pretest questions are unidentified and do not count..
How long is the Texas P&C exam?
Testing time for the Texas P&C is 2 hours 30 minutes.
What is the passing score for the Texas P&C?
Texas P&C passing standard: Scaled score of 70 (scale 0–100), based on the exam as a whole rather than each part separately. Score range: 0–100 (scaled).
How much does the Texas P&C cost?
The Texas P&C registration fee is $49 exam fee, paid when you reserve (credit card, debit card or voucher). The license application fee is $50 per license type. Check the official site for current fees before you register.
What is on the Texas P&C?
The Texas P&C covers I. Types of Policies (about 16.9%), II. Insurance Terms and Related Concepts (about 11.6%), III. Policy Provisions and Contract Law (about 10%), IV. Types of Policies, Bonds, and Related Terms (about 17.7%), V. Insurance Terms and Related Concepts (about 11.5%), VI. Policy Provisions (about 9.2%), Texas Statutes and Rules Common to Property and Casualty Insurance (about 13.9%), Texas Statutes and Rules Pertinent to Property and Casualty Insurance (about 9.2%).
Who administers the Texas P&C?
The Texas General Lines Property and Casualty Agent Exam is administered by TDI. Delivery: Computer-based at Pearson VUE test centers (including select on-base military test centers), with an untimed tutorial before the exam. A Spanish version is available and candidates can switch between Spanish and English during the exam. Candidates may bring a silent, hand-held, nonprinting calculator without an alphabetic keypad; financial calculators are not permitted and none is provided.
Can you retake the Texas P&C?
A candidate who fails can schedule a new exam within one day; there is no limit on attempts. Each attempt requires a new exam fee.
Is there a free Texas P&C practice test?
Yes. PrepBanq has 15 free Texas P&C practice tests with 150 exam-style questions in the real Texas P&C formats, and every answer is explained. No credit card is needed.
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