CTP Practice Test 2026 — Free CTP Exam Prep Questions
The CTP credential is earned by corporate treasury and finance professionals who manage liquidity, capital, risk and treasury technology. Our practice set mirrors the AFP test specifications, mixing terminology, concept and scenario items with the cash-flow, yield, cost-of-capital and bank-fee calculations the real exam expects you to work quickly.
Whitcombe Instruments, a U.S. corporation, owns operating bank accounts in Germany and Brazil whose combined balances peaked at $1.8 million during the calendar year. All of the following statements about its Report of Foreign Bank and Financial Accounts (FBAR) are true EXCEPT:
CTP format, scoring & key facts
Computer-based at Pearson VUE test centers during two 2-month testing windows a year. A 4-hour appointment includes 3.5 hours of testing plus an optional tutorial and a short survey. An on-screen calculator (basic or TI-30XS-style scientific) and a spreadsheet tool are provided for calculation questions; personal calculators are not allowed.
| Questions | 170 multiple choice (150 scored + 20 unscored), four options each |
|---|---|
| Time | 3.5 hours of testing in a 4-hour appointment |
| Passing score | 300 on a 200–500 scaled score |
| Content | 2026–2028 Test Specifications: five knowledge domains, based on Essentials of Treasury Management |
| Calculations | About 10–15% of questions; an on-screen basic/scientific (TI-30XS-style) calculator and spreadsheet tool are provided |
| Testing windows | June 1–July 31 and December 1–January 31 at Pearson VUE test centers |
| Eligibility | Two years of full-time corporate treasury/cash management or corporate finance experience (a graduate business degree counts as one year) |
| Fee | $925 AFP member / $1,320 non-member (early deadline) |
| Recertification | 36 credits every three years |
Facts last verified Oct 26, 2026. Source: 7185359.fs1.hubspotusercontent-na1.net/hubfs/7185359/CTP%20Files/PDFs/CTP-26_Test_Specifications%201.pdf. Always confirm details with AFP before your exam.
When can you take the CTP?
Two testing windows a year: June 1–July 31 and December 1–January 31. After approval you receive an Authorization to Test and book any open date in your window with Pearson VUE. For the December 1, 2026–January 31, 2027 window, the final application deadline was October 28, 2026.
What the CTP covers
Every PrepBanq CTP test mirrors the official domain weights.
Domain distribution
% of the exam| Content domain | Weight | ≈ Questions on exam | Our practice questions |
|---|---|---|---|
Maintain corporate liquidity required to meet current and future obligations in a timely and cost effective manner56–60 scored questions: cash positioning, short-term investing and borrowing, forecasting, banking structure, FX, trade finance, intercompany financing, reconciliation, treasury operations and financial ratios. | 38% | ~65 | 57 questions → |
Manage capital structure, manage costs of long-term capital and quantitatively evaluate long-term capital resource investments34–38 scored questions: syndicated agreements, investment portfolio, debt and equity issuance, revolving debt, M&A, market conditions and hedging. | 24% | ~41 | 36 questions → |
Manage internal and external relationships13–17 scored questions: financial service providers, bank account administration and fee analysis, provider selection, internal advisory role and stakeholders. | 10% | ~17 | 15 questions → |
Monitor and control corporate exposure to financial, regulatory and operational risk (including emerging and reputational risk)24–28 scored questions: policies and controls, fraud, benchmarking, counterparty risk, business continuity, merchant services and regulatory compliance. | 17% | ~29 | 26 questions → |
Assess impact of technologies on the treasury function15–17 scored questions: ERP, e-commerce, payment card and treasury management systems; technology security including AI; cyber risk; implementing treasury products. | 11% | ~19 | 16 questions → |
How to register for the CTP
Retake policy
One attempt per testing window and no limit on attempts. To retest, submit a re-registration ($250) for a later window while your application is valid (six consecutive windows).
Score release
Results are given on a printed score report showing pass or fail. Failing candidates also see their scaled score and diagnostics by knowledge domain.
Credential renewal
The CTP is valid for three years. Recertify by earning 36 recertification credits per three-year cycle.
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CTP FAQ
How many questions are on the CTP?
The CTP has 170 questions and you have 3 hours 30 minutes to finish. Question types: Multiple choice with four options and one correct answer: closed questions, open (sentence-completion) questions, EXCEPT questions and item sets based on shared information. 150 questions are scored and 20 are unscored pretest questions that cannot be identified. About 10–15% require calculations..
How long is the CTP exam?
Testing time for the CTP is 3 hours 30 minutes.
What is the passing score for the CTP?
CTP passing standard: Scaled score of 300 (scale 200–500). Score range: 200–500.
How much does the CTP cost?
The CTP registration fee is $925 AFP member / $1,320 non-member (early registration; the non-member fee includes one year of AFP membership). $1,025 / $1,420 after the early deadline. Re-registration $250; no-show penalty $95. Check the official site for current fees before you register.
What is on the CTP?
The CTP covers Maintain corporate liquidity required to meet current and future obligations in a timely and cost effective manner (about 38%), Manage capital structure, manage costs of long-term capital and quantitatively evaluate long-term capital resource investments (about 24%), Manage internal and external relationships (about 10%), Monitor and control corporate exposure to financial, regulatory and operational risk (including emerging and reputational risk) (about 17%), Assess impact of technologies on the treasury function (about 11%).
Who administers the CTP?
The Certified Treasury Professional (CTP) Exam is administered by AFP. Delivery: Computer-based at Pearson VUE test centers during two 2-month testing windows a year. A 4-hour appointment includes 3.5 hours of testing plus an optional tutorial and a short survey. An on-screen calculator (basic or TI-30XS-style scientific) and a spreadsheet tool are provided for calculation questions; personal calculators are not allowed..
Can you retake the CTP?
One attempt per testing window and no limit on attempts. To retest, submit a re-registration ($250) for a later window while your application is valid (six consecutive windows).
Is there a free CTP practice test?
Yes. PrepBanq has 15 free CTP practice tests with 150 exam-style questions in the real CTP formats, and every answer is explained. No credit card is needed.
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